Guidelines and Matrices

We have developed this section as a resource to help you understand certain loan product restrictions and guidelines. We have also gathered some useful quick links to help with your day-to-day operations. Please contact your account representative if you have questions.

Guidelines and Matrices

Underwriting Overlay Matrix
Tax Transcript Policy
W2 Transcript Matrix
High LTV Product Comparison
Conforming
Fannie Mae Selling Guide - May 30, 2017
Freddie Mac Selling Guide - June 21, 2017
Conforming, Super Conforming, and High Balance LTV Matrix
Property Inspection Waiver Policy
2017 Agency Loan Limits
Home Possible
Home Possible
Home Possible Advantage
Home Possible AMI Lookup
Home Possible Income Multiplier
HomeReady
HomeReady Matrix
HomeReady Eligibility Map
Multiple Financed Properties Matrix
HARP Matrix
Government
FHA
FHA Fixed Matrix
FHA Mortgage Limits
FHA Streamline Matrix
4000.1 PDF
4000.1 Online
FHA FAQ Preview
FHA FAQ
FHA Streamline Loan Amount Calculator
203(k)
203(k) Program - Standard & Limited
203(k) Matrix - Standard Vs. Limited
Renovation Loan Program
VA
VA Standard Conforming and High Balance - Matrix and Guidelines
VA IRRRL Matrix and Guidelines
VA Lender's Handbook
Certificate of Eligibility
Appraiser Fee Schedule
VA 2017 & 2016 County Loan Limits
Guaranty Calculation Example
USDA
Guidelines
USDA Standard - Purchase & Refinance Matrix
USDA Streamline Refinance Matrix
USDA Loan Limits
Non-Conforming/Jumbo
Premier
Premier Guidelines
Premier - Market Classifications
Premier - Value Based Median Home Price Classification (Exhibit 4)
Premier - Energy Markets - Exhibit 24
Supreme
Supreme Matrix
Supreme Declining Markets Index
Manufactured
Conventional Guidelines
Manufactured Housing - Underwriting Reminders
FHA Guidelines
VA Guidelines
Institute for Building Technology and Safety (IBTS)
Down Payment Assistance Programs
Within Reach™
Within Reach™ FHA Guidelines Summary
Institute for Building Technology and Safety (IBTS)
Within Reach™ Income Limits
CalPLUS℠
CalPLUS℠ Conventional/FHA Matrix
CalHFA Loan Scenario Calculator
CalPLUS℠ Conventional
CalPLUS℠ Conventional Loan Program Handbook
MyHome Assistance Program Handbook
CalHFA Conventional First Mortgage Income Limits
CalPLUS℠ Conventional Submission Checklist
Genworth Mortgage Insurance
CalPLUS℠ FHA
CalPLUS℠ FHA Loan Program
MyHome Assistance Program Handbook
CalHFA FHA First Mortgage Income Limits
CalPLUS℠ FHA Submission Checklist
Mortgage Credit Certificate (MCC)
CalHFA MCC Program Income Limits
CalHFA MCC Sales Price Limits
CalHFA Origination Steps
CalHFA Loss Payee Clause
Expanded Niche
Expanded File Flow
Hobby Farm Guidelines
Flex
Flex Guidelines
Flex "A+" Matrix
Flex "A" Matrix
Flex "A-" Matrix
Flex "B+" Matrix
Flex "B" Matrix
Flex "C" Matrix (Recent Credit Event)
Flex "A" Investment Matrix
Flex "A-" Investment Matrix
Flex First Time Investor Matrix
Flex Income Calculator
Peak / Peak Plus
Peak / Peak Plus Guidelines
Peak / Peak Plus - Product Comparison
Peak Plus - Full Documentation Matrix
Peak Plus - Alternative Documentation Matrix (24 Months Bank Statements)
Peak - Alternative Documentation Matrix (24 Months Bank Statements)
Peak Plus - 24 Months Bank Statements Calculation Worksheet
Select
Select Guidelines
Select 5/1 ARM - Product Comparison
Select Standard - 5/1 ARM Matrix
Select 24 Month Bank Statements - 5/1 ARM Matrix
Select 12 Month Bank Statements - 5/1 ARM Matrix
Select Lite - 5/1 ARM Matrix
Select Asset Depletion - 5/1 ARM Matrix