We have developed this section as a resource to help you understand certain loan product restrictions and guidelines. We have also gathered some useful quick links to help with your day-to-day operations. Please contact your account representative if you have questions.

GUIDELINES AND MATRICES

COVID-19 Temporary Guidance
Underwriting Overlay Matrix
Tax Transcript Policy
Student Loan Matrix
Escrow Holdback Policy
Residency Status Policy
Appraisal Transfer Policy and Letter
CO Detectors, Smoke Alarms, and Water Heater Requirements
Conventional
Fannie Mae vs. Freddie Mac - Comparison Chart
Fannie Mae Selling Guide - June 3, 2020
AllRegs - Fannie Mae
Fannie Mae Eligibility Matrix
Fannie Mae Loan Lookup
Freddie Mac Selling Guide - May 20, 2020
AllRegs - Freddie Mac
Freddie Mac Doc Matrix
Freddie Mac Eligibility Matrix
Freddie Mac Loan Lookup
Conforming, Super Conforming, and High Balance LTV Matrix
2020 Agency Loan Limits
2019 Agency Loan Limits
HomeOne vs Home Possible
HomeOne vs Fannie Mae Standard 97% LTV
Home Possible
Home Possible
Home Possible AMI Lookup
Home Possible Income Multiplier
HomeOne
HomeOne Matrix
HomeOne vs Home Possible
HomeOne vs Fannie Mae Standard 97% LTV
HomeReady
HomeReady Matrix
HomeReady Eligibility Map
Multiple Financed Properties Matrix
Government
FHA
FHA Fixed Matrix
FHA Mortgage Limits
FHA Streamline Matrix
4000.1 PDF
4000.1 Online
FHA FAQ Preview
FHA FAQ
FHA Single Unit Condo Approval Process
FHA Approved Condo Lookup
FHA Approved Condo Questionnaire
FHA Condominium Loan Level / Single-Unit Approval Questionnaire
FHA Streamline Loan Amount Calculator
VA
VA Standard Conforming and High Balance - Matrix and Guidelines
VA IRRRL Matrix and Guidelines
VA Fees and Charges the Veteran Can Pay
VA Lender's Handbook
VA Maximum Mortgage Worksheet
Certificate of Eligibility
Appraiser Fee Schedule
Instructions ordering VA Appraisals
VA 2020 County Loan Limits
Guaranty Calculation Example
Manufactured Homes
Manufactured Homes - Submission Checklist
Conventional Guidelines
Manufactured Housing - Underwriting Reminders
FHA Guidelines
VA Guidelines
VA IRRRL Guidelines
Institute for Building Technology and Safety (IBTS)
Down Payment Assistance Programs
Down Payment Assistance Comparison Matrix
Down Payment Assistance Comparison (Snapshot)
Down Payment Assistance Comparison Matrix - Manufactured Homes
Down Payment Assistance Comparison - Manufactured Homes (Snapshot)
Power Purchase
Power Purchase Conventional
Power Purchase Conventional - Manufactured Housing
Power Purchase Conventional Income Limits
Institute for Building Technology and Safety (IBTS)
Within Reach™
Within Reach™ - Lock Instructions
Conventional
Within Reach™ Conventional
Within Reach™ Conventional - Manufactured Housing
Within Reach™ Conventional Income Limits
Within Reach™ - Conventional Sample LE
Institute for Building Technology and Safety (IBTS)
Government - FHA
Within Reach™ 2.0 FHA Guidelines Summary NEW
Within Reach™ 2.0 FHA - Visual Aid (Entering Data into the 1003 and DU)
Within Reach™ 2.0 FHA - Deal Disqualifiers NEW
Within Reach™ FHA Income and Mortgage Limits (2020)
Within Reach™ Down Payment Assistance - 2.0 FHA Submission Checklist (TPO Partner Disclosed)
Within Reach™ Down Payment Assistance - 2.0 FHA Submission Checklist (LHFS Disclosed)
Within Reach™ FHA Sample LE
Institute for Building Technology and Safety (IBTS)
Hobby Farm
Hobby Farm Guidelines
Trio - Lease to Own Program