Elects to have LHFS handle processing of the loan. Has minimal requirements for submission to LHFS. May determine who will contact borrower for documentation. Does not use eXPRESS to submit loan documents or conditions.
Elects to fully process loan. Has the same minimum requirements for submission to Underwriting that the Processor has for a Turnkey Tier Level. Uses eXPRESS to submit the loan and to submit conditions to Underwriting.
Completes the Proposal, generates the Application package, Discloses the loan, and Processes loan. Uses Reverse Vision to upload loan documentation and any subsequent conditions. May communicate with the Underwriter directly.